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Medicare Advantage plans
Medicare Advantage (Part C) Plans

Note: This information is included for educational purposes ONLY and no carrier-specific benefits or details are provided.

Please click here to learn more about Medicare Advantage (also called “Part C”) plans.

The primary times to enroll for Medicare Advantage or Medicare Part D prescription drug plans are:

  • during your initial enrollment period which is the seven month period beginning three months before and ending three months after your 65th birthday month (if you apply during the first three months and your birthday is after the first of the month, enrollment is effective as of the first of the month of your 65th birthday month); otherwise enrollment is effective the first of the following month; if your birthday is the first of the month the entire seven month period starts and ends one month earlier—your 65th birthday month is considered as the first of the preceding month; or
  • during the open enrollment period (formerly called the annual election period) which starts October 15 and ends December  7; effective date of enrollment is the following January 1.  This is the time to review your present plans and coverages and decide if you want to make any changes.  Unless you have a special election period this is the only other time you can enroll in or change to a different Medicare Advantage or Part D Prescription drug plan.

The Medicare Advantage Disenrollment period runs from January 1 through February 14.  During the Medicare Advantage Disenrollment period you can disenroll from a Medicare Advantage plan and return to Original Medicare.  You can also purchase a Part D Prescription Drug plan during this period, as well as a Medicare Supplement plan.  You can NOT switch between different Medicare Advantage plans during this period.

Medicaid beneficiaries; individuals on low income subsidy (help in paying for prescription drugs); people with chronic conditions like diabetes, chronic heart failure, COPD, and dementia (if a plan specializing in their condition exists in their service area); people moving out of a plan’s service area; and those affected by other situations (including plan termination or insolvency) are eligible for special election periods that permit them to enroll in a Medicare Advantage plan outside of the Annual Enrollment Period (October 15—December 7) throughout the year.  Please call us for additional details including eligibility, available enrollment dates and help in enrolling.

A special enrollment period permits eligible beneficiaries to enroll in a five-star plan at any time of the year between December 8 of the current year and November 30th of the following year for a first of the following month effective date.   Click here for an explanation of the star rating system.  Enrollment is the first of the month following the month the enrollment request is received and the special election can be used only one time during the year.

Note:  For a complete listing of plans available in your service area please contact 1-800-Medicare or consult with (TTY uses should call 1-877-486-2048).  Hours of operation are 24 hours a day, 7 days a week. Your copy of Medicare & You 2015 also contains a generalized listing of the plans available in your area for 2015 but  these listings do not contain complete details.  You should consult the Summary of Benefits or Evidence of Coverage for each plan for more information.  Part B premium reduction plans are identified by name only, are not specifically identified as premium reduction plans and premium reduction amounts are not shown (these plans provide credits of up to a certain amount against your Part B premium) and you won't be able to tell from the list which plans are premium reduction plans are which are not unless you know the plan names and obtain more specific information.  Call us at 877-734-3884 for instructions on how to obtain this information.


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